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The Mobile Phone as the Tool to Redefine Savings for the Poor: Evidence from Kenya
Item type: Journal Article • Journal: African Journal of Science, Technology, Innovation and Development • Authors: Tonny K. Omwansa --- School of Computing and informatics, Kenya Timothy M. Waema --- School of Computing and Informatics, Kenya Charlene Chen --- KickStart, Kenya Nicholas P. Sullivan --- The Fletcher School's Center for Emerging Market Enterprises, USAResearch conducted on the poor and their finances indicate that there is a need to develop financial instruments that specifically fit their needs. However, banks have not been able to provide such services, because the returns do not justify the...